What your borrower gets
Send something that wins the deal
Three ways to structure one deal, in a table that pastes clean into Gmail or Outlook. Or a designed fee sheet with your brand on it, sent as a live link that reports back when it’s opened.
Comparison Table
15-Year saves$223,526in interest over the life of the loan
Go ahead - Copy Table works. Paste it into an email.
- The questions borrowers actually ask,
- answered in rows: points, break-even, five-year interest, cash to close.
Lakeline Home LoansPrepared July 2026
Fees
Worksheet
Prepared For
Jordan & Casey Rivera
Derek WhitfieldNMLS #214839
(832) 555-0147 / derek@lakelinehl.com
1428 Maplewood Dr, Richmond, TX 77406
Est. Monthly Payment
$2,634.54
Est. Cash to Close
$78,654
Loan Amount
$280,000
Interest Rate
6.625%
APR
6.704%
Term
30 YR FIXED
Loan ProgramConventional·30-Year Fixed
Lender Fees
Origination Fee
$1,495
Appraisal
$650
Credit Report
$85
Flood Certification
$20
Title Fees
Lender's Title Policy
$100
Title Endorsements
$188
Escrow / Settlement Fee
$475
Recording Fees
$154
Escrow & Prepaids
Daily Interest (Closing 08-14-2026)
15 Days @ $51 / day
$762
Escrow - Property Taxes
3 Months @ $642 / mo
$1,925
Escrow - Homeowner's Insurance
2 Months @ $200 / mo
$400
Prepaid - Home Insurance
12 Months @ $200 / mo
$2,400
Closing Summary
Down Payment$70,000
Lender Fees$2,250
Title Fees$917
Escrow & Prepaids$5,487
Est. Funds to Close$78,654
Monthly Payment
Principal & Interest$1,792.87
Property Taxes$641.67
Homeowner's Insurance$200.00
Total Payment$2,634.54
Important
This "Fees Worksheet" is presented for informational purposes ONLY, to assist you in determining an estimate of cash that may be required to close and an estimate of your proposed monthly mortgage payment. Your actual rate, payment, and cost could be higher. Get an official Loan Estimate before choosing a loan.
Fees Worksheet - For informational purposes only
Prepared on: July 2026
Rivera - 30-Year Fixedapp.mortly.com/share/x8k2f9
Viewed 3 timesLast viewed 2 hours ago
- Every live link reports back.
- View counts, last-viewed times, and a kill switch the moment terms change.
The line that wins the deal
“The 15-year saves you $223,526 in interest.”
Enter a deal once and Mortly lays every option side by side - payment, cash to close, lifetime interest. Lines like that one are sitting right there in the comparison.
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Live data & advice
The detours that eat an afternoon, canceled
The MI portal, the title quote, the county records site, the points math, the follow-up you forgot - all of it happens inside the scenario instead of in five other tabs.
Mortgage InsuranceMGIC
LTV90%
Credit score740
Monthly premium$81.90/mo
Single premium$5,733
Single premium breaks even in 5 yrs 10 mo
Real MGIC quotes on the card, answered with a break-even, not a hunch.
Title FeesFort Bend County, TX
Lender's Title Policy
Simultaneous issue
$100
Title Endorsements
T-19, T-30
$188
Escrow / Settlement Fee
$475
Recording Fees
Fort Bend County
$154
Total$917
Imported to scenario
One click imports your county's title and recording fees.
Public Records
YearAnnualMonthlyExemptions
2025$7,700$642Homestead
2024$7,284$607Homestead
2023$6,912$576Homestead
Taxes, valuation, and deeds pulled while the borrower is on the phone.
Savings Over Time
1.000 point ($2,800) at 6.250% vs. 6.625% at par
Break-Even
3 yrs 5 mo
New payment $1,724$69/mo10-yr net savings $5,464
The points question, settled: red until the point pays for itself, green after.
LeadsJust enough CRM
Search leads...
Jordan & Casey Rivera3 scenarios
Riley NakamuraRefinance
Send updated comparison - rate dropped 0.125Today
Follow up on appraisal - Maplewood DrTomorrow
Leads and follow-ups next to the scenarios. Not another pipeline.
Pricing
Fifty bucks a month. Everything included.
No tiers, no annual contract. Cancel from the billing portal, no phone call required.
“The tables in Mortly makes it easier for the client to understand vs. a typical fees worksheet. Mortly is just so much faster. It definitely helps me daily.”
Built and used daily by a working loan officer.
$50/mo
per seat, month to month
- Unlimited scenarios, leads, and fee sheets
- All three fee sheet templates and palettes
- MGIC quotes, title fees, property records
- Team seats at the same flat price
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Borrowers often go with the lender who answers first. Set up your fees once and send real numbers while everyone else is promising a callback.
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