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30-Year Fixed
1428 Maplewood Dr, Richmond, TX
Type:
Purchase
Loan Type:
Conventional
Purchase Price:
$350,000
Down Payment:
$70,000
20.000%
Loan Amount:
$280,000
80.000%
Interest Rate:
6.625%
6.704% APR
Term (YRS):
30
Term Type:
Fixed
Principal & Interest:
$1,792.87
Property Taxes:
$641.67
Home Insurance:
$200.00
Total Payment:
$2,634.54
Lender Fees:
$1,600
Points:
$0
0.000%
Appraisal Fee:
$650
Title Fees:
$917
Escrow & Prepaids:
$5,487
Other Fees:
$0
Funds at Closing:
$78,654

What your borrower gets

Send something that wins the deal

Three ways to structure one deal, in a table that pastes clean into Gmail or Outlook. Or a designed fee sheet with your brand on it, sent as a live link that reports back when it’s opened.

Comparison Table
 
30-Year Fixed
30-Year, 1 Point
15-Year Fixed
Purchase Price:
$350,000
$350,000
$350,000
Down Payment:
$70,000 (20%)
$70,000 (20%)
$70,000 (20%)
Interest Rate:
6.625% (6.704% APR)
6.250% (6.422% APR)
5.875% (5.996% APR)
Term:
30 Years Fixed
30 Years Fixed
15 Years Fixed
Principal & Interest:
$1,793
$1,724
$2,344
Property Taxes:
$642
$642
$642
Home Insurance:
$200
$200
$200
Total Payment:
$2,635
$2,566
$3,186
Lender Fees:
$2,250
$2,250
$2,250
Points:
-
$2,800 (1.000%)
-
Title Fees:
$917
$917
$917
Escrow & Prepaids:
$5,487
$5,444
$5,401
Funds at Closing:
$78,654
$81,411
$78,568
Interest over 5 years:
$90,057
$84,785
$72,960
Break-Even:
-
3 yrs 5 mo
-
15-Year saves$223,526in interest over the life of the loan
The questions borrowers actually ask,
answered in rows: points, break-even, five-year interest, cash to close.
Example Mortly fee worksheet: a branded one-page mortgage summary with the estimated monthly payment, cash to close, and an itemized breakdown of lender, title, and escrow fees.
Rivera - 30-Year FixedViewed 3 times
Every live link reports back.
View counts, last-viewed times, and a kill switch the moment terms change.

The line that wins the deal

“The 15-year saves you $223,526 in interest.”

Enter a deal once and Mortly lays every option side by side - payment, cash to close, lifetime interest. Lines like that one are sitting right there in the comparison.

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Live data & advice

The detours that eat an afternoon, canceled

The MI portal, the title quote, the county records site, the points math, the follow-up you forgot - all of it happens inside the scenario instead of in five other tabs.

Mortgage InsuranceMGIC
LTV90%
Credit score740
Monthly premium$81.90/mo
Single premium$5,733

Single premium breaks even in 5 yrs 10 mo

Real MGIC quotes on the card, answered with a break-even, not a hunch.

Title FeesFort Bend County, TX

Lender's Title Policy

Simultaneous issue

$100

Title Endorsements

T-19, T-30

$188

Escrow / Settlement Fee

$475

Recording Fees

Fort Bend County

$154

Total$917

One click imports your county's title and recording fees.

Public Records
YearAnnualMonthlyExemptions
2025$7,700$642Homestead
2024$7,284$607Homestead
2023$6,912$576Homestead

Taxes, valuation, and deeds pulled while the borrower is on the phone.

Savings Over Time

1.000 point ($2,800) at 6.250% vs. 6.625% at par

Break-Even

3 yrs 5 mo

New payment $1,724$69/mo10-yr net savings $5,464

The points question, settled: red until the point pays for itself, green after.

LeadsJust enough CRM
Search leads...
Jordan & Casey Rivera3 scenarios
Riley NakamuraRefinance
Send updated comparison - rate dropped 0.125Today
Follow up on appraisal - Maplewood DrTomorrow

Leads and follow-ups next to the scenarios. Not another pipeline.

Pricing

Forty bucks a month. Everything included.

Billed annually, or $50 month to month. No tiers. Cancel from the billing portal, no phone call required.

“The tables in Mortly makes it easier for the client to understand vs. a typical fees worksheet. Mortly is just so much faster. It definitely helps me daily.”
Chris Plaza, Loan Officer in Houston, TX

Built and used daily by a working loan officer.

$40/mo

per seat, billed annually ($480/yr)

or $50 month to month

  • Unlimited scenarios, leads, and fee sheets
  • All three fee sheet templates and palettes
  • MGIC quotes, title fees, property records
  • Team seats at the same flat price
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